Which fruits may you reap?

I would not say I am lost, but some elucidation would be superb. I believe that the biggest threat to oneself is complacency. In terms of the impact it can have on productivity, on wellbeing, happiness. I fear I've let myself become entirely complacent and comfortable enough to get by. I know I won't achieve great things if I remain in the comfortable state I am, but I think I am waiting for something to change and for something to happen. Maybe I am waiting for something really bad, in order to make myself realise that I'm complacent; the logic is flawed, though. Shouldn't the acknowledgement of my perhaps deficient behaviour prompt me to amend it?

I realise that the introduction above jumps into the deep end quite quickly (pun), but bear with me for a moment. I've been trying to pin down into words some of my emotions and thoughts, and I wanted to share how I've felt. Obviously I've worked and learnt a lot in the past few years since dropping out of school and properly entering the software workforce.